
What Happens After Closing on a Home?
So You’ve Closed on a Home Congratulations on your new home! Closing on a house is a major milestone, but

Can I Get a Mortgage if I’m Self Employed?
What You Need to Know About Securing a Mortgage When You’re Self-Employed Being your own boss comes with many advantages—flexibility,

How to Secure the Lowest Mortgage Rate
Buying a home is one of the biggest financial investments you’ll ever make, and securing the best mortgage rate can

How Much Home Can You Really Afford?
Imagine this: after months of searching, you finally find your dream home. It has a big yard for the dog,

Saving Money on a Home in a High-Interest Rate Market
With mortgage rates on the rise, purchasing a home has become more challenging for many prospective buyers. However, a high-rate environment

The Importance of a Pet Friendly Home
The influence of pets on home-buying and renovation decisions has never been stronger. With over 66% of households owning at

Red Flags To Watch Out For When Buying a Home
After years of saving, managing debt, and improving your credit score, you’re finally ready to buy a home. This is

Why Every Homebuyer Needs an Emergency Fund
If you’re planning to buy a home, have you considered whether you have an emergency fund? For many first-time buyers,

Can I Get a HELOC With Bad Credit?
What is a HELOC? If you’ve built up enough equity in your home, using that equity to fund home improvements

How to Budget for Your First Home
Buying your first home is an exciting milestone, and it’s often one of the biggest financial decisions you’ll ever make.

Buyer’s Market Vs. Seller’s Market
In the ever-changing world of real estate, two key market conditions dominate discussions: a buyer’s market and a seller’s market.


How to Buy a Second Home Without a Down Payment
Have you fallen in love with a vacation destination and dream of owning a home there to return to time


Why Professional Real Estate Photography Matters
When you’re selling a home, first impressions are critical. Today’s homebuyers begin their search online, where they’ll scroll through countless


Refinancing Your FHA Loan to a Conventional Loan
As a homeowner with an FHA loan, you might be considering refinancing to a conventional loan. This is a great


Is a Timeshare Right for You?
Vacations are special to everyone. Whether you’re drawn to the warm embrace of the beach, the excitement of a new


How Bankruptcy Affects Your Mortgage Options
Bankruptcy can feel like a last resort when financial struggles become overwhelming. If you’re considering bankruptcy as a solution, it’s


The Power Of Investment Property Loans
Are you dreaming of renovating homes and flipping them for a profit, or perhaps earning passive income from long-term rentals

Key Trends to Watch in the 2025 Housing Market
The U.S. housing market has undergone significant changes over the past five years, and these shifts continue to complicate the

Navigating a Competitive Housing Market as a Buyer
If you’ve been following the housing market in Florida, you know it’s been booming. With high demand, rising home prices,

The Ultimate Guide to Closing on a Mortgage
After months of hard work and anticipation, closing day is finally within reach. It’s the day you’ve been working toward,

Refinancing a Mobile or Manufactured Home
Refinancing Your Mobile or Manufactured Home: What You Need to Know When it comes to refinancing a mobile or manufactured

Do I Need To Pay Property Taxes If My Home Was Destroyed?
The recent California wildfires have left many families devastated, with entire neighborhoods destroyed and countless residents displaced. Among the many

Real Estate Agents Vs. Brokers
Whether you’re buying or selling a home, or considering a career in real estate, it’s important to understand the distinctions

Do Home Equity Loans Have Closing Costs?
Are you looking to fund a major kitchen remodel, add a primary bedroom suite, or make other significant home improvements?

How to get a Home Equity Loan With an Inherited Property
Inheriting a property can feel like a major windfall, offering opportunities you may never have imagined. However, this inheritance might

FHA Loan Limits For 2025
At Avanti Way Financial, we know that navigating the homebuying process can be challenging, especially when it comes to understanding

How Does My Credit Score Affect My Mortgage?
When it comes to taking out a mortgage, there’s one number that plays a pivotal role in determining the terms

Is a Single-Family Home Right for You?
When you imagine the perfect home, what comes to mind? For many, it’s the traditional idea of a single-family home—a

15 Cities Where Home Prices Have Gone up in 2024
At Avantiway Financial, we understand that navigating the housing market can be complex, especially in the face of rising mortgage

Cash-Out Refinance vs. HELOC
At Avanti Way Financial, we understand that life can throw unexpected expenses your way – whether it’s for home improvements,

11 Key Questions to Ask Your Lender When Refinancing
At Avanti Way Financial, we understand that refinancing your mortgage can be a powerful tool to improve your financial situation.

The Most Popular Styles of Homes
Whether you’re searching for your first home, your forever home, or an investment property, understanding the various home styles and

What’s Considered Debt When Getting a Mortgage
When you’re applying for a mortgage, one of the first steps a lender will take is to review your credit

Can You Deduct Closing Costs on Your Taxes?
When it comes to the upfront costs of buying a home, most people immediately think about the down payment. However,

Understanding Refinance Tax Deductions
Refinancing your mortgage can be an excellent way to reduce your monthly payments or access cash for home improvements, but

Choosing Between a 15-Year vs. 30-Year Mortgage
When it comes to buying a home, choosing the right mortgage is one of the most important decisions you’ll make.

Understanding Debt-to-Income Ratio (DTI)
Securing a home loan is an exciting milestone in the journey to homeownership. Whether you’re buying your first home or

How to Buy a Home with Low Income
Are you wondering if you earn enough to qualify for a mortgage and purchase a home? You’re not alone! While

How The Prime Rate Impacts Your Mortgage
If you’re in the market for a new home or considering a real estate investment, you’ve probably come across the

Tax Deductions as a First Time Home Buyer
For many, the dream of homeownership represents a significant milestone, symbolizing financial stability and personal achievement. However, the path to

Renting Vs. Buying A Home
For many, the allure of homeownership embodies the quintessential American dream—a tangible symbol of success and stability. However, the reality

How Much Do I Need to Make to Afford a Home?
Navigating the path to homeownership involves understanding the financial aspects, particularly how your income impacts your ability to secure a

Moving Expenses and Tax Deductions
Moving to a new home can be an exciting adventure, but it often comes with a hefty price tag. According

Is a HELOC a Good Idea for You?
Is a HELOC a Good Idea? If you’re a homeowner in need of extra cash, you’ve probably heard of a

How to Buy a Home After Bankruptcy
If you’ve recently gone through a bankruptcy, you may feel like homeownership is out of reach. However, the truth is,

How The Federal Funds Rate Affects Your Mortgage
If you’ve ever paid attention to mortgage interest rates, you’ve likely noticed that they can fluctuate significantly over time. These

Understanding the Annual Percentage Rate
Understanding the Annual Percentage Rate (APR) in Mortgages: A Comprehensive Guide When it comes to navigating the mortgage landscape, understanding

Rate Drops and Home Buying
In September 2024, the Federal Reserve (Fed) lowered the target range for the federal funds rate for the first time

Will Home Prices Ever Drop?
As you think about buying a home, you may be wondering: Will home prices ever go down? It’s a valid

Can You Refinance Your Mortgage After Forbearance?
Forbearance and Refinancing Taking on a mortgage is a big responsibility, and while you always intend to make your payments

Understanding Private Mortgage Insurance (PMI)
When you’re considering the total costs of buying and owning a home, it’s easy to focus on the down payment,

Understanding Closing Costs
When buying a home, most people focus on saving up for the down payment, but there’s another important cost you’ll

Investing in a Fourplex
Real estate investing offers a myriad of avenues for generating wealth, with investors often leveraging diverse strategies and property types

How Long Does It Really Take to Buy a House?
The journey to finding your dream home can often feel like an exhausting and lengthy process, causing many to hesitate

Why an FHA loan might be the right choice for you!
As a home buyer in today’s market there are many challenges to getting approved for a home. Many may be

Getting a Mortgage With Student Loan Debt
Can I Get a Mortgage With Student Loan Debt? The short answer is yes, you can have a mortgage and

Getting a Mortgage Without a W-2
Introduction It can be extremely challenging trying to qualify for a mortgage when you’re not in a normal hourly or